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SEGREGATED ACCOUNTS

Customized Portfolios

If you have at least $500,000 in investments, you are best served
by having a segregated account with an independent portfolio manager.

Advantages: We offer clients segregated accounts in which individual portfolios are managed on a separate discretionary basis. The benefits of segregated accounts are:

  • portfolio customization to better meet specific client needs such as monthly income, tax considerations, etc…
  • individual transaction reporting, and
  • daily access to holdings and direct custodial ownership of securities.

Strategies: Each client portfolio being managed on a segregated basis falls under one of the following five broad investment strategies, which are determined with clients based on risk tolerances, return objectives, tax considerations and other factors:

  1. Conservative Income: at least 90% in fixed income securities. The emphasis is on capital preservation and income generation.
  2. Balanced Income: 10% to 40% in equities with the balance in fixed income. The emphasis in on capital preservation and income generation, with capital appreciation targeted to keep up with inflation.
  3. Balanced: 30% to 70% in equities with the balance in fixed income. The emphasis is on a balance between capital preservation and income generation, with capital appreciation targeted to outpace inflation.
  4. Balanced Growth: 60% to 90% in equities with the balance in fixed income. The emphasis is on capital appreciation with some income generation.
  5. Maximum Growth:  at least 90% in equities. The emphasis is on maximizing capital appreciation.

Fees: Management fees for segregated accounts are 1.5% per annum on the first $500,000 of assets, and 1% on amounts above $500,000, billed on a monthly basis.
Nominal trading, custodial and allocation fees are extra.